Thursday, November 28, 2019

Buying A Gun Essays - Gun Politics In The United States, Firearms

Buying A Gun Our founding fathers created this great nation with the intent of having a free country where people could do as they please within the laws that had been set up. The same basis may apply today but the rules have changed. With increasing crime our country had to set up laws to regulate how citizens can go about buying, selling, and carrying guns. Making laws as simple as the Brady Bill can save many lives and shouldn't be an inconvenience to gun enthusiasts.The Brady Bill makes the purchaser of a gun wait before recieving the weapon.This time period gives people a chance to cool off if they are buying the gun to do something irrational. In the past few years our crime rate has began to come down a little with addition of gun laws that keep criminals from purchasing guns and set up stiffer penalties for people convicted of crimes with guns, especially violent crimes. I think that anyone interested in guns or how gun control would affect them should read my paper to understand why our government sets up laws to protect it's people from our worst enemy, ourselves. Government Essays

Sunday, November 24, 2019

Three Most Popular Classic German Lullabies

Three Most Popular Classic German Lullabies These are three of the most popular classic German lullabies. (See more songs.)Guten Abend und gute Nacht!(Music by Johannes Brahms. Text from Des Knaben Wunderhorn)1. Guten Abend, gut NachtMit Rosen bedachtMit Nglein bestecktSchlà ¼pf unter die DeckMorgen frà ¼h, wenn Gott willWirst du wieder gewecktMorgen frà ¼h, wenn Gott willWirst du wieder gewecktGood evening, goodnight,Covered with rosesAdorned with thornsSlip under the coversTomorrow, if it is God’s will,Will you wake againTomorrow, if it is God’s will,Will you wake again2. Guten Abend, gut NachtVon Englein bewachtDie zeigen im TraumDir Christkindleins BaumSchlaf nun selig und sà ¼ÃƒÅ¸Schau im Traum s ParadiesSchlaf nun selig und sà ¼ÃƒÅ¸Schau im Traum s ParadiesGood evening, goodnight,Watched over by angelsIn a dream they show youThe Christ-childs treeSleep blessed and sweetlyLook for paradise in your dreamSleep blessed and sweetlyLook for paradise in your dreamGuten Abend - You TubeWeißt du, wieviel Ste rnlein stehen(Music and Text by Wilhelm Hey. 19th century)1. Weißt du, wieviel Sternlein stehenan dem blauen Himmelszelt?Weißt du, wieviel Wolken ziehenweithin à ¼ber alle Welt?Gott der Herr hat sie gezhlet,daß ihm auch nicht eines fehletan der ganzen großen Zahl,an der ganzen großen Zahl. Do you know how many little stars are in blue heaven’s tent?Do you know how many clouds trailAll over the world?The Lord God has counted them,So that none of them are missingAmong this great vast amountAmong this great vast amount2. Weißt du, wieviel Mà ¼cklein spielenin der heißen Sonnenglut,wieviel Fischlein auch sich kà ¼hlenin der hellen Wasserflut?Gott der Herr rief sie mit Namen,daß sie all ins Leben kamen,daß sie nun so frà ¶hlich sind,daß sie nun so frà ¶hlich sind. Do you know how many little fliesPlay in the sun’s intense heat,How many little fish like to coolIn the clear high tide?The Lord God called them by name,So that they all came to life,And now they are all so happy, And now t hey are all so happy.3. Weißt du, wieviel Kinder frà ¼hestehn aus ihrem Bettlein auf,daß sie ohne Sorg und Mà ¼hefrà ¶hlich sind im Tageslauf?Gott im Himmel hat an allenseine Lust, sein Wohlgefallen;kennt auch dich und hat dich lieb,kennt auch dich und hat dich lieb. Do you know how many childrenWake up early from their little beds,Who are without worry and sorrowAnd happy during the day?God in Heaven has everybody’sPleasure and welfare in mind;He knows you and loves you too,He knows you and loves you too.Weißt du, wieviel Sternlein stehen - You Tube Der Mond ist aufgegangenGerman Folksong 18th century(Music: various, first rendition by Johann Schulz. Text by Matthias Claudius)1. Der Mond ist aufgegangen,Die goldnen Sternlein prangenAm Himmel hell und klar;Der Wald steht schwarz und schweiget,Und aus den Wiesen steigetDer weiße Nebel wunderbar. The moon has risen,The little golden stars shineIn the heavens so clear and brightThe woods stand dark and stillAnd out of the meadows riseA wonderful fog.2. Wie ist die Welt so stille,Und in der Dmmrung Hà ¼lleSo traulich und so hold!Als eine stille Kammer,Wo ihr des Tages JammerVerschlafen und vergessen sollt.How the world stands stillIn twighlight’s veilSo sweet and snugAs a still r oomWhere the day’s miseryYou will sleep off and forget. 3. Seht ihr den Mond dort stehen?Er ist nur halb zu sehen,Und ist doch rund und schà ¶n!So sind wohl manche Sachen,Die wir getrost belachen,Weil unsere Augen sie nicht sehn.Do you see the moon standing there?You can only see half of it,And it is so round and beautiful!Such are several thingsThat we laugh at mockingly,Because our eyes do not see.4. Wir stolze MenschenkinderSind eitel arme Sà ¼nderUnd wissen gar nicht viel;Wir spinnen LuftgespinsteUnd suchen viele Kà ¼nsteUnd kommen weiter von dem Ziel. brUs proud children’s menAre poor and vain;And do not know much,We spin spirit’s of the airAnd look for many artsAnd come further from the goal.Der Mond ist aufgegangen - You Tube

Thursday, November 21, 2019

Case study 2- A Taxing Issue Example | Topics and Well Written Essays - 250 words

2- A Taxing Issue - Case Study Example In fact, the government should promote incentives for those who increase their annual earning beyond a certain limit. I argue that for one to increase their annual earnings beyond a particular mark implies more job creations and more life to the economy. The government should also focus on cutting expenditure in sectors like defense to avail more funds for development. It is not fair to have different tax rates for different income groups. Discriminatory taxation based on one’s income group leads to reduced private investments. Most private investments consider profitability of their businesses. I therefore argue that increasing tax those with higher incomes will lessen the appetite for private investments. The government should only use a uniform taxation system. When running a small business, many financial factors shall influence in my hiring. The tax rate is arguably one of the main financial factors to consider when hiring (Kennedy 69). In addition, I shall consider funding and operational costs (Kennedy 207). In funding, equity versus debt considered where debt is loan and equity is the capital one

Wednesday, November 20, 2019

Economy in relation to environmental protection. Environment and Essay

Economy in relation to environmental protection. Environment and Sustainable Development - Essay Example The need to protect the environment has presented critical global challenges that require immediate responses. The linked environmental, economic, social and political issues all falling under the sustainable development framework require a delicate balancing act between competing interests whilst at the same time taking decisive strides towards protecting scarce resources that are becoming even scarcer by the day. This paper will talk about the main difference between the Stockholm Declaration and the Rio Summit -- mainly that the Rio Summit solidifies the linkage between development and the environment, acknowledging that the two concepts are inextricably intertwined. Environmental considerations have to be incorporated in the development process, and human development should be considered in environmental protection mechanisms. It is illuminating to compare Principle 1 of the Stockholm declaration with Principle 1 of the Rio Declaration. The former reads as follows: â€Å"Man has the fundamental right to freedom, equality and adequate conditions of life, in an environment of a quality that permits a life of dignity and well being, and he bears a solemn responsibility to protect and improve the environment for present and future generations.† In contrast, the Rio Declaration reads as follows: â€Å"Human beings are at the centre of concerns for sustainable development†, and that, â€Å"They are entitled to a healthy and productive life in harmony with nature.†... A rights-based approach is important because it makes the State duty-bearers, or imposes and obligation on them to ensure that environmental rights of their citizens and other human beings are guaranteed and protected. There are critics, however, who feel that there was a dilution in focus on environmental protection from Stockholm to Rio, and even all the way to Johannesburg. To quote the Center for International Environmental Law, â€Å"Whereas Stockholm brought to light transboundary and global environmental issues, Rio and Johannesburg incorporated a development dimension that required analysis not only of environmental issues but also of economic and social issues. (2012, p.2)† As further observed by CIEL: While integration of these issues is key to effective environment and development outcomes, this change in focus has, to a large extent, over?burdened the agenda resulting from the last two summits, posing significant strains on the ability of international institutions and other governance arrangements to effectively address the broad array of issues involved in the umbrella concept of sustainable development.  Ã‚  At the same time, the international agenda that emerged in relation to sustainable development appears to have prioritized the economic aspects over the social and environmental dimensions.  Ã‚  In this regard, there is a real risk that Rio+20's green economy theme could eclipse thE other dimensions of sustainable development, as well as the need for reforms in institutional governance.   (2012, p. 2) However, this paper argues that talking about the economy in relation to environmental protection is important. The first is because scarcity is a vital concept of sustainable

Monday, November 18, 2019

New York Demographics and the Economy Term Paper

New York Demographics and the Economy - Term Paper Example In coming years, the population is set to increase at a rate of 1-1.5% that can be a source of worry for the government. It was further found that 51.5% of the total population of the state are female and the remaining 48.5% are male. 53% of the total population identify themselves as Caucasian, 18% as Hispanic, 8% as Asians, and remaining as native individuals. The health status of New York State operates a state-based marketplace that is known as the NY State of Health. It is designed to help and support people to shop and enroll for health insurance coverage along with comparing insurance coverage and costs. The marketplace also helps people to check their eligibility for healthcare programs such as Medicaid. The marketplace helps people to know about the financial assistance that plays an important role in availing relevant medical and healthcare services. 2The state seems to be expanding its medical and healthcare coverage for low-income adults in order to enhance their wellbeing. Fiscal capacity of a state can be defined as the ability of a governmental jurisdiction to transform economic activities within its geographical boundaries into the public spending. The idea is to raise revenue along with keeping a transparent approach in terms of presenting data and information to the public. 3 Thus, the economic capacity of states is based on taking into the account the income produced, income received from the residents, and total property wealth along with relevant expenses on the public needs and demands. Based on the State Health Facts, it was found that the state fiscal capacity for the year 2013 fell short by $2,000 million and that was around the total shortfall of 3.4%. This was mainly because of the expenses that affected the total earnings and thus the shortfall.  

Friday, November 15, 2019

Review Of Related Literature Education Essay

Review Of Related Literature Education Essay The Problems of Indiscipline in Rivers State Secondary Schools: A Survey of Schools in Abua/Odual Local Government Area. Abstract The purpose of this study was to investigate The Problems of Indiscipline in Secondary Schools in Abua/Odual Local Government Area. One hundred teachers constituted the study sample. Questionnaire was administered to teachers to obtain data for five research questions. The statistical tool used to analyse the raw data was percentage method. The results showed that lack of corporal punishment, irregular payment of teachers salaries, poor administration constitutes the major problems to indiscipline in schools. In this regard, it was suggested that corporal punishment should be introduced in schools; also, more and adequate incentives should be provided to the teachers. CHAPTER ONE: INTRODUCTION Background of the Study Education in any perspective finds its usefulness in the areas of moral, intellectual, social and spiritual development of the child. This development to a great extent is a function of the quality of the educational system, which is partly measured on the basis of students discipline. Discipline constitutes one of the fundamental, critical and challenging functions of the teacher. Mostly, when viewed from the fact that students whom they manage their affairs are drawn from different home background, accommodates the influence of peer groups and thus, were bound to exhibit different patterns of behaviour that may not conform with the instructional standard of the school. Discipline is an aspect of school function which if not well maintained can render the school system ineffective. School discipline as a matter of fact is seen as a vital element in the process by which students are enabled to function in the society. The general idea underlying this fact is that if the school is situated in the society and it is hoped that the products of these schools will be absorbed into the society, the students must therefore be made to develop rule-following and law, adding habits so that they conform to the general social expectations of the main culture absorbing its basic attitudes and beliefs, Sieber and wilder (1997:70) point out that a society without rules is inconceivable, and rules without attitude of disapproval towards them are inconceivable. In the English Elementary School, obedience was enforced mildly without any military goal in mind and in that discipline was seen essentially as a process of obedient training for society at large. On the other hand, thinking of discipline in terms of training for society, Docking (1990:4) says it may encourage a schooling for subordination where teachers use their disciplinary authority to satisfy some unfulfilled need within themselves so that they are to view children as a means rather than as ends. The promotion or maintenance of effective discipline is essential if organised group action is to be effective or productive whether the group is a club, society, a union, a company, a business or industrial concern or a nation. The word discipline connotes that the members or a group should reasonably conform to the rules and regulations, which is the code of behaviour which have been formed for it or by it, so that every one may benefit by them. Peoples morale or industrial peace are definitely proper by maintenance of discipline if the members of a group do not abide by the rules of the organisation, it may collapse. Chaos, confusion, disobedience, disloyalty and antisocial or anti-organisational activities develop to the detriment of every one. In the word of Spriegel (1997:34) discipline is the force that prompts an individual or a group to observe the rules, regulations which are seemed to be necessary to the attainment of an objective. It is a factor, which restrains an indivi dual from doing certain things, which are deemed to be disruptive for the group objectives. It is also the exercise of restraint or the enforcement of penalties for the violation of group regulations. Thus, discipline can be said as an attitude of the mind, a product of culture and a particular environment which promotes an individual to willingly co-operate in the observance of the rules of the organizational to which he belongs. School discipline is often seen as an important ingredient in the process by which children are enabled to function in the society because living in the society entails living in association with certain agreed rules, which govern ones behaviour. Thus, keeping order in the school is a multi-faced problem associated with range of interacting factors, such as the child himself, home and neighbourhood influence, changing societal values and expectations, the school and its natural environment, and the individual teacher. The problem of indiscipline is more apparent among secondary school students all over the world. Indiscipline among them has attracted serious attention of scholars and administrators. These scholars and administrators attributes to their state of development. They opine that when students notice certain biological changes signalling maturity in the course of the growth and development, they tend to misbehave by faulting school rules and regulations Mukhargee (1995:17). Indiscipline is a mode of life not in conformity with rules and non-subjected to control. By extension, the term connotes the violation of school rules and regulations capable of obstructing the smooth and orderly, functioning of the school system Adeyemo (1995:22). School rules and regulations in most cases affect students more than any other thing because they are made by the school authorities in order to guide and protect the students while in school. Statement of the Problem In the teaching and learning process certain identifiable problems of indiscipline militate against its success and achievements. That means for effective teaching and learning to take place there must be discipline in order to make reasonable achievements. In spite of the effort so far made by the government for the past eight years to curb indiscipline in our secondary schools, delinquency, truancy, disobedience, absenteeism, etc. are some of the problems of teaching and learning in our secondary schools in Abua/Odual Local Government Area. This study is therefore interested in addressing the problems of indiscipline so that teaching and learning will improve in our schools. Purpose of the Study The general purpose of this study includes the following: (a) Determine the factors underlying the problem of maintaining effective discipline in secondary schools. (b) Ascertain the effects of such factors on academic performance. (c) Make recommendation on the areas that would solve these problems. Research Questions The study shall be guided by the following research questions: What factors are responsible for school indiscipline? What are the effects of such factors on students academic performance? What are the strategies adopted by teachers to prevent classroom indiscipline? Does the rate of indiscipline among secondary school students increase or decrease for the past three years? Are girls more receptive to instruction than boys in secondary schools? Significance of the Study The importance of this study includes the following: (1) To provide information for government and school administrators about the solution to the problems of school indiscipline. (2) To provide relevant data about the causes of indiscipline from teachers perspective. (3) To make recommendations and suggestions that possibly could help solve the problem of indiscipline. Scope of the Study The study focus on school indiscipline from twenty-two (22) selected secondary schools in Abua/Odual Local Government Area of Rivers State. Definition of Terms For the purpose of this study, the following terminologies shall be defined thus: Student: A person who is studying in a school, especially a secondary school. Secondary School: This is a school for young people between the age of 11 and 16. Regulation: This is an official rule made by authority. Discipline: This is the practice of training people to obey rules and regulations. Indiscipline: This is lack of discipline, control in the behaviour of a group of people. CHAPTER TWO: REVIEW OF RELATED LITERATURE The chapter can be reviewed under the following headings. 2.1. Students discipline in Nigeria schools 2.2 Imperative of indiscipline in secondary schools 2.3. Causes of indiscipline 2.4 School indiscipline and academic achievement 2.5 School rules and regulations on student discipline 2.6 The concept of in loco-parentis and its relationship to students discipline 2.7 Student discipline and classroom management 2.8 Strategies of curbing indiscipline 2.9 Summary of the literature reviewed 2.1 Students Discipline in Nigeria Schools According to Matsoga (2003:54) violence and misbehaviour exist in Nigeria schools. This lack of discipline which interferes with the teaching and learning process, manifests itself in various ways including bullying, vandalism, alcohol and substance abuse, truancy, inability or unwillingness to do homework etc. Moswele (2004:146) and Matsoga (2003:53). Vandalizing school property is at rampart and this has influenced the government to introduce school fees in order to mend, that which was broken such as window, panes, furniture and walls. Theft is also common. For instance, in 2003 students in one senior secondary school broke into a biology laboratory to steal ethanol Banda (2004:16) some of these students lost their lives and others lost their sight. In another senior secondary school, 19-year-old boy committed suicide after fighting with another student over a borrowed plate Maleka (2003:162). These horrible acts left the nation speechless, not knowing where such behaviour originates. These incidents sprang the debate on the use of corporal punishment in schools which concluded that Nigeria cannot do away with it, but it has to be used guardedly Maleka (2003:162) and Keorang (2004:51). Experience had it that, teachers may ask for transfers; while parents withdraw their children from schools with numerous cases of student misconduct such as the one mentioned above. 2.2 Imperative of indiscipline in secondary schools Discipline in these schools is now passing through an eclipse. The problem of indiscipline is found everywhere, therefore, students do no longer believe in hard work as the only honourable path to success. Slangs connoting examination malpractice like choke exhibit, dagbo, omokirikiri and the like are common during examination time and they are expressed in such free but shameful that one somehow think that it does not mean anything. Children of the high and low, big and small, powerful and the downtrodden are involved in varying degrees. At this juncture, it would be worthwhile to highlight some of the prevalent cases and acts of indiscipline amongst secondary school students. 1. Cultism Cultism has suddenly become the giant monster that has swallowed up our ethics and morals; any student who fails to belong is quickly packed off the stage by either being intimidated out of school or killed. Many have been forced to join counter cultist group, which often produced fatal consequences. Section 329 (1) of the 1999 constitution of the federal republic of Nigeria defines cultism (secret cult) as an association that uses secret signs, oaths, rites or symbols and which is formed to promote a cause, the purpose or part of the purpose which is to foster the interest of its members and to aid one another under any circumstance without the regard to merit, fair or justice to the demerit of those who are not members. à ¢Ã¢â€š ¬Ã‚ ¦who members are sworn to observe oaths of secrecyà ¢Ã¢â€š ¬Ã‚ ¦ 2. Indecent Dressing Near naked and other forms of nudity is the order of the day in our schools. Kpakol (2004:62) argues that peer pressure, self-indulgence, and dress to kill-the deliberate habit of putting on seductive clothes to attract those of the opposite gender sexually or throw off balance emotionally. In this connection Bellow, (1993:3) states that school discipline is the training which produces in children self-restraint, orderliness, good conduct, operation and the habit of getting the best out of themselves. It involves intellectual and moral education as opposed to mere order and instruction. 3. Curriculum content Any society whose educational system is careless about the need of the society is doomed. It thus, not enough to have a curriculum. It is most important that the curriculum relates and adequately takes care of the entire societal aspiration. Our curriculum today is greatly deficient in moral education as contained in the curriculum is shabby and neglected. In some schools, it is not even taught. The subjects of History, Civic and Nature study and so on that immediately inculcates the ideal nation building to the youth are abolished social studies and integrated science that is fashioned in their stead has proved to be incapable in content and practice. 4. Parental Training Charity it is said begins from home. A parent who is not firm with his children and lets them go the bad is not kind to them. Parents do not often consider the future welfare and success of their children as of great importance. Firmness is not shown by constant scolding, beating and fussing, this is to many educators indicates weakness. In addition, some parents are always quarrelling and fighting. This definitely makes the students not to have affection and develop negative attitude to life. In school, that student may be and always picking quarrel with his peer because this is what he grew up with. 2.3 Causes of Indiscipline Indiscipline as we have noted elsewhere is not a new phenomenon. It has engaged the attention of many writers and authors at different levels. Causes of indiscipline in secondary schools are numerous. They include school society, wrong ideals, idleness, lack of good leadership, injustice, lack of realistic rules, bad home training and upbringing, etc. Okoroma (2000:1109) and Nwankwo (1991:67) note that the causes and symptoms of indiscipline are many and vary from school to school and from place to place. In their view, some symptoms of indiscipline include general unrest and deliberate breaches of school rules, peaceful and violent demonstration, mass disobedience, truancy, delinquency, absenteeism, drug use and abuse, as well as drunkenness. Shakaran (1997:47) and Nwankwo (1991:67) have identified the causes of indiscipline in secondary schools in Nigeria to include authoritarian methods, bad staff behaviour, harsh school rules, poor communication, results, lack of adequate school facilities, influence of home and society. In this paper, we however, proffer a multi-dimensional approach to this burning issue of indiscipline in our secondary schools; hence our consideration of the causes of indiscipline will be multi-dimensional. 1. Social Influence There has become a sudden shift from merit to lack lustre. Achievements are no longer measured by commitment and capability but influence and material wealth who you know than what you are measured up in terms of merit, is what determines promotion. Thus, a student need not burn the night candle. 2. Corruption This is the oldest son of indiscipline. This son has grown up that it often stands shoulder to shoulder with its father indiscipline. What permeates all the stretch of our society today is how to make it quickly. Public finance meant for welfare programmes that would have stemmed the aid of mal-behaviour in our youths and adolescents gets diverted to redundant programmes or private pockets. To such extent, there is no motivation in those who should be seen to be disciplined. With empty stomach, ragged dressing, hopeless accommodation, intolerable health, there is no way a person can resist temptation. 3. Rural-urban Drift Closely related to the issue of government policy and corruption is the issue of rural-urban drift. A writer once said that everyone is a village by root. The rate, at which our youths and adolescents migrate from the serene, quiet and less atrocious life in the village to the noisy, burdensome, busy and unnecessarily over populated cities, is alarming. One identified reason for this as outright lack of basic facilities and infrastructure in our villages. Where there is any, it is often in a state of despair so grossly inadequate that no youth would see his mate coming home from the city without being tempted to taste the city. This sudden transformation from the village to city life is bound to produce unpalatable consequences. This explains why secondary school students are engaged in crimes nowadays either to be able to sustain the tempo of life in the city or in preparation to get to the city. 2.4 School Indiscipline and Academic Achievement In classroom teaching, discipline implies the control of a class to achieve desirable behaviour. The concept of school discipline and school rewards has the similar objectives of assisting students to make maximum achievement in their academic pursuits. According to Nwankwo (1991:67) discipline behaviour involves characteristics such as self-sacrifice, diligence, co-operation, integrity, consideration and sympathy for others as well as the fear of God. He goes on to say that discipline is a system of guiding the individual to make reasonable and responsible decisions. In classroom teaching, discipline means the control of a class to achieve desirable behaviour. Discipline involves self-control; a disciplined person knows and takes the right course of action. He is guided not simply by self-interest, but also by consideration of interest of others. A disciplined individual is also guided in his behaviour by moral and social principles. Factors of indiscipline that lead to low academic achievement are common with student from socio-economic status families Alumode (2002:84). This is because teachers are often prejudiced against youth from low socio-economic status families and show preferential treatment to students from high socio-economic status families Manster (2001:297). Another reason is that peer influences on low socio-economic students are often antisocial and delinquency prone, emphasizing early marriage for the girls and gang activities for the boys Conger (1993:13). Blodsoe (2005:28) believes that the quality of interaction among members of the adolescents family influence the degree of discipline and success in school work. According to him, the studies of the family relationship of bright, high-achieving students versus under-achieving high school students shows that the high achievers more often than under-achievers describe their parents as typically sharing vacation and ideas as understanding, appro ving, trusting, affection etc. encouraging (but not pressuring) with respect to achievement and over restrictive or severe in discipline. 2.5 School Rules and Regulation on Discipline The Education Act of 1999 has documented some rules and regulations that govern student discipline in Nigeria schools. It stipulates methods and procedure for minor and severe disciplinary measures such as corporal punishment, suspension and student expulsion. Rules and regulations are drawn for the orderly conduct of the school affairs. Some of them are written and others are implied and they recognised by law. Addressing the issue of rules and regulations Nwangwu (2009:142) state that: The Schools Board and individual school authorities have the right to make any reasonable rules and regulations for the orderly conduct of school affairs in the interest of the entire school and school system. The fundamental point raised above is that those provisions are made by relevant authorized bodies to direct and spell out the relationship between teachers, student and school authorities. The responsibility is therefore on every member of the school system to respect and obey the rules, as any breach must be followed by the application of appropriate disciplinary measures. The courts of law shall always put into consideration the reasonableness and constitutional right of the school rules and regulations. Rules that encroached on a constitutional right of students will invariably be invalidated by courts. 2.6 The Concept of in Loco-Parentis and its Relationship to Students Discipline In educational circle, the special relationship which exists between students and the schoolteacher regarding discipline is termed in loco-parentis. It is assumed that the teacher in performing certain roles especially as it relate to control of parental jurisdiction. According to Remmlein and Wane in Igwe (1998:82) in loco-parentis means in place of the parent, charged with some of the parents right, duties and responsibilities. The implication is that schoolteachers or authorities stand in place of parents in respect to students education and discipline. By this it is expected that teacher have the invariably contracted with parents to perform some of the duties and functions of the latter. The teacher is therefore expected to act reasonably in this capacity. In present, the teachers acting in loco-parent is to discipline an erring student, and should ensure that the punishment was done reasonably and in good faith in order to avoid costly and embarrassing court cases. The teacher should act within the limit of this principle, because according to Eferakaya (1998:17), school officials who perpetuate acts of indiscipline can no longer be protected by the in loco parentis doctrines the courts are quite convinced that the school is incapable of assuming full parental responsibilities. 2.7 Students Indiscipline and Classroom Management The International Dictionary of Education formally defines discipline as a term to describe teacher classroom control or general restraint of pupils behaviour Lingworth (2004:18) argues that coercion can never be a method of educating in the sense that where teachers tend to interpret control of threats thereby forcing students to learn what he has taught them is far behind the truth. Another interesting aspect of discipline and administrative control is the use of scientific procedures known as behaviour modification based on the learning theory developed by Skinner who advocates some technique and positive reinforcement such as using rewards to bring about and maintain desired behaviour combined with extinction behaviour i.e. weakening undesired behaviour by ignoring it or by otherwise removing its reward consequences. However, the work of Lauwerys (1999:42) is discovered to be in contrast with the scientific procedures of behaviour modification and psychodrama work of Piaget. His work on classroom management focuses attention on the teachers public demonstration that he knows what is going on, his ability to facilitate smooth transaction from one activity to another and handle movement and type of demand he makes from pupil. There is bound to be conflict when administration in school is taken to be rigid and regimentation, where students have to fear administrations rather than respect them. Fagbula (2002:80) in his work concludes that teachers rather than settle their minor matters take them to the school administrators create a problem to administrative control of schools. Bad administrative control can hinder effective discipline tone in the school. These can take the form of giving bad and inadequate food to students, ineffective teaching, bad staff behaviour, authoritarian methods of administ ration, high school rules, arrogant attitude of the school prefects, unsatisfactory curricula, poor examination results, poor communication between administrators and school pupils. 2.8 Strategies for Curbing Indiscipline It is imperative to ensure that the best behaviours and conditions are inculcates, established and maintained for effective learning to take place in our secondary schools. This can be realised if we accept that the teacher has the power to impose discipline by using some sort of power over this students. However, this is only possible to a little extent, for it to have meaningful impact it must also take into account the psychological needs and development level of the student. A well-managed school begins with thorough advance planning by the school head and the teachers. Accordingly, extrinsic and intrinsic motivation should be used, positive and negative motivation, provision and satisfaction of students need the teacher having adequate knowledge of the subject, teaching students how to learn and making them to use their time effectively. The school environment should be busy, and an active place in which the students and teachers know that they are on the same side working together to achieve something worthwhile. Such an environment is likely to establish mutual respect, and a mild reproof or expression of disappointment on the part of the teacher will enhance discipline. Cleanliness and tidiness of surrounding, not being excessively noisy or disruptive when others are working, taking care of communal property, and punctuality exhibition of normal courtesies expected by the society to be observed. The rules can be established by quite persistence and good example by the teacher. In essence, good discipline enables the sort of psychological need proposed by Maslow and others to be satisfied. This is because most disciplinary cases are as a result of unfulfilled basic needs. The teacher should look carefully at each level including the most basic psychological one of nutrition and ventilation. 2.9 Summary of the Reviewed Literature The chapter examined the concept of indiscipline as it derived from the word discipline. Discipline here means a mode of life in accordance with rules, subjected to control. Therefore, indiscipline means lack of control in the behaviour of a group of people. Relating the above to the school environment, indiscipline could be referred to as inability of a person to live in accordance with school rules and regulation; it is the breaking of rules and regulations of institution. Imperative and causes of indiscipline were discussed from the multi-dimensional perspective, which include cultism, indecent dressing, curriculum content, parental training, societal influence, corruption and rural-urban drift. Again, school indiscipline and academic achievement, which implies the control of a class to achieve desired behaviour was discussed. The chapter also examined school rules and regulations on discipline, which are drawn up to regulate school activities for the orderly conduct of the school affairs. The concept of in loco-parentis and its relationship to student discipline, which is the special relationship that exist between students and the school teacher regarding discipline, because the teacher is expected to stand in place of the parent in respect to students education and discipline. Finally, strategies of curbing indiscipline which include pedagogical, social and psychological techniques of curbing indiscipline in secondary school were proffered. CHAPTER THREE: RESEARCH METHODOLOGY This chapter presents the research methodology to be adopted for the study. It is organised under the following heading: Research Design, Population of the Study, Sample and Sampling Technique, Instrumentation, Validity of the Instrument, Administration of the Instrument, and Data Analysis Technique. 3.1 Research Design The research design adopted for this study is the descriptive survey research design, which is concerned with condition or relationships that exist and practices that prevail. Specifically, it is concerned with identified the problems of indiscipline in secondary schools in Abua/Odual Local Government Area. 3.2 Population of the Study The population of this study is 440 persons, who are teachers in the twenty-two (22) secondary schools in Abua/Odual Local Government Area. 3.3 Sample and Sampling Techniques A stratified random sampling technique was used for the study. Out of twenty-two (22) secondary schools in Abua/Odual Local Government Area, ten (10) were sampled out through the ballot system; this represents 46% of secondary schools in Abua/Odual Local Government. In each school, ten (10) teachers were randomly selected to give 100 teachers, which represent 52% of the total number of teachers in Abua/Odual Local Government Area. Thus, the sample for this study is made up of 100 respondents. 3.4 Development of Research Instrument The instrument for this study is questionnaire titled Questionnaire for Teachers on indiscipline problems (QTIP). It was developed for this study and addressed to various respondents with structured questions developed based on the objectives of the study and the literature reviewed. The instrument is divided into two (2) sections (A and B). Section A deals with the personal data of the respondents; section B sought responses to items on factors, which militate against the effective maintenance of discipline in secondary schools. The questionnaire adopted the 4-point Likert summated rating scale with values: Strongly Agree (SA) = 4; Agree (A) = 3; Disagree (D) = 2; and Strongly Disagree (SD) = 1. 3.5 Validity of the Instrument The instrument was given to the supervisor and senior lecturers in the department who are experts in educational management to examine and make corrections. They scrutinize item by item and decide its validity to elicit the necessary information needed to provide adequate answers to the research questions. The final draft of instrument was designed to reflect corrections of the experts in the department. Also the researcher ensured that the five interested research problem areas, which militate against the effective maintenance of discipline in secondary schools to ensure that it is adequate enough to measure, what is supposed to measure and ensuring that the desirable result is achieved. 3.6 Administration of the Instrument The instrument for this study was administered personally by the researcher. The completed copies were retrieved on the spot while the others were retrieved later. 3.7 Data Analysis Technique The responses was based on the 4-point Likert summated rating scale will be analysed and presented in table by means of percentages. A decision on the research questions was made to arrive at by dividing frequency of occurrence by the total number of respondents and multiplied the product by 100, that is: Frequency of occurrence x 100 Number of respondents 1 CHAPTER FOUR: PRESENTATION AND ANALYSIS OF DATA In this chapter the data collected is presented and analysed as follows: Research question one: What factors are responsible for school indiscipline? Note: the following was used to analyze the work. Strongly Agree (SA) = 4 Agree (A) = 3 Disagree (D) = 2

Wednesday, November 13, 2019

Trapped by Two Cultures in Beets, Made You Mine, America, and Sangre 24 :: Cultural Identity Essays

Something that has always fascinated me is the confrontation with a completely different culture. We do not have to travel far to realize that people really lead different lives in other countries and that the saying "Home sweet home" often applies to most of us. What if we suddenly had to leave our homes and settle somewhere else, somewhere where other values and beliefs where common and where people spoke a different language? Would we still try to hang on to the 'old home' by speaking our mother tongue, practising our own religion and culture or would we give in to the new and exciting country and forget our past? And what would it be like for our children, and their children? In Identity Lessons - Contemporary Writing About Learning to Be American I found many different stories telling us what it is like to be "trapped" between two cultures. In this short essay I aim to show that belonging to two cultures can be very confusing. In 'Beets' by Tiffany Midge we meet a family of four, where the mother is an Indian and the father is white. The eldest daughter learns about the Plains Indians and their culture in school, but the "truth" she is told there is different from the one her father wants to prove. Such mixed messages are also what the speaker of Abraham Rodriguez Jr's 'The Boy Without a Flag' receives. He refuses to salute the American flag, because his father keeps on talking about all the bad things America has done to their home Puerto Rico, and thus believes that he has done what is expected of him, but the father gets angry with him for jeopardizing his education and future. The boy feels as if the father has collaborated with the enemy and does not understand how this could have happened. It took him until he had grown up to understand that the father only wanted what was best for him. Â   In 'Made You Mine, America' Ali Zarrin describes his coming to the USA as a teenager to study and find himself a better future. It was a struggle for him to cope with the differences from his native country in the Middle East: America was to be the country of dreams and possibilities, but he had to realize it had the poor and homeless people as well.

Sunday, November 10, 2019

Marketing plan for Commonwealth Bank Essay

Commonwealth Bank is the largest of Australia’s big four financial service providers. At present, the Bank offers a range of award credit cards to, both, retail and corporate sectors. Profitable growth in retail and corporate card segments is a key part of the bank’s strategic direction. The main differential between cards is centred around fee structures, with little difference between them that is obvious to most consumers. The award scheme points can be redeemed for air miles, gifts and vouchers. Under this initiative, the Bank plans to set itself apart from the rest by launching a new credit card, which will allow clients to assign their award points toward a not for profit organisation. This initiative also creates a whole new paradigm within which cards are compared by prospective consumers, and puts the Bank at the very fore front of the credit card market. This card is unique, and is not currently available from other financial service providers in Australia. Research indicates there is a high demand for a socially responsible and ethical approach to banking. As such, the new card appeals to the growing philanthropic market in the retail sector. For the corporate sector, it reflects positively on their contribution in the community. CBA will utilise its current market penetration, strong brand image, management experience and distribution channels to ensure the card compliments their existing product suite. Profitable growth, retention of clients and an increased share penetration index have been forecasted as a direct result of bringing the new card to market. CBA has strong brand recognition. It is voted number 59 in the 2010 Forbes â€Å"world leading companies† Top 500 Brands survey (Forbes Magazine, 2010). The bank views its brand as its most valuable asset. Despite CBA having a strong brand image, banks in Australia remain unpopular. Consumers perceive the big four of price gouging; particularly so, as the banks delay or fail to pass cuts in the interest rate. Credit card retention and acquisition, in both corporate and retail sectors, is a key part of the bank’s profitable growth strategy. CBA plans to expand the credit card awards portfolio with a new product. The new card enables retail and corporate clients to automatically transfer award points to cash donations for non -government organizations (NGOs) and charities. This card is to be branded CBA’s â€Å"Community Card†. This positions CBA as a market leader and the first financial institution to introduce such a product into the credit card segment. CBA stands to gain significant competitive advantage. The new credit card stands to assist CBA’s corporate clients with their social responsibility obligations. A Harvard Business Review 2006 article notes â€Å"government, activists and the media have become adept at holding companies to account for their activities. Myriad organizations rank companies on their corporate social responsibility (CSR) and, despite sometimes questionable methodologies, these rankings attract considerable publicity. As a result, CSR had emerged as an inescapable priority for business leaders in every country† (Kramer, 2006) For the personal card holder, it is a vehicle to give back to the community. A survey conducted by Givewell noted that philanthropy is on the rise and estimated that, in 2009 Australians contributed over $1.8 billion total donations (Givewell, 2010). The Australian Taxation office notes that philanthropy is at its highest ever recorded. In the 2010 tax year, there were 4,649,646 recoded deductions for gifts and donations in individual tax returns. In 2009 there were 4,400,786 recorded dedications, a growth of 2.064 per cent in a 12 month period (Australian Taxation Office, 2012) 1.2 Background data on credit card market In the wake of the global financial crisis, many overseas banks have increased their credit scorecards and are reluctant to take on additional unsecured debt. The Australian credit card market is in good shape when compared with these overseas markets. This is due to prudent lending practices and the government’s credit card regulation reforms. Craig James, Chief Economist for CommSec, notes that we have a responsible population when it comes to credit card debt behaviour. â€Å"Aussie consumers pat yourselves on the back – you’ve mastered the plastic fantastic. People are using their credit and debit cards as much as they ever did, but smartly. Aussies are using their credit cards, but paying off the debt by the due date† (James, 2012) 1.3 Competition Strength in market makes the credit card sector a popular strategic choice for growth in the finance sector. Banks are able to charge annual fees and interest rates that generate a high level of profit. CBA’s main cards competitors are ANZ, Westpac and National Australia bank in the retail market and Amex, ANZ and Westpac in the corporate card sector. (Reserve Bank Australia, 2012) Strong competition for business has led to a spike in enhanced loyalty programmes and rewards for new and existing customers. Presently, there are no corporate or personal awards credit cards in the market that allow customers to cash their points as donations, with two main types of award programmes available. The first is the ability to accrue and redeem frequent flyer points for travel. The other allows clients to earn points to redeem gifts such as home appliances, supermarket and, department store gift cards and petrol vouchers. Predominantly, corporate clients opt out of enrolment in awards schemes, due to fringe benefit tax implications for employees. The issue of who owns the points, employer or employee, is one that is yet to be solved. Both external and internal market research has seen a decline in retail clients selecting cards with awards. The majority of customer feedback collected at point of credit card application has confirmed that there is a lack of perceived value in these programmes. 1.4 Distribution CBA personal credit cards are currently sold through the branch network, online and over the phone. A customer is able to apply for, or upgrade a card, 24 hours a day. CBA utilises the same distribution channels for its corporate clients, with the addition of a dedicated relationship manager. 2.0 SWOT analysis The following SWOT analysis helps to understand key strengths and weaknesses of the new credit card. It also describes opportunities and threats of the product, in both, the retail and corporate segments. Strengths Weaknesses * Reputation * Industry experience * Existing market share * First mover advantages * Distribution channels| * Costs of bringing new product to market * First mover risks and disadvantages * Little known about not for profit / community groups (not core business)| * Increased market share * Product embraced by customers / Improved customer satisfaction * Improved brand equity and brand loyalty * Increased profits and shareholder value * Enter new market segments * Convert switchers to CBA| * Changing customer tastes and demographics * Government policies * Product easily replicated by competitors * Threat of substitutes through non-bank lenders (store cards)| Opportunities Threats From the SWOT analysis, the most important issues to consider are: how CBA will adapt the product and remain competitive against substitutes, and other banks copying the product. CBA must monitor the market closely to avoid a price war between competitors. The key opportunities will be capturing new clients in a new market and the competitive learning gleaned from being the first to launch the product. 3.0 Financial objectives Using the 2012 Annual Report as a baseline, CBA has set targets for sales volume, market share and profit for the 2012/2013 financial year. (Commonwealth Bank Australia, 2012) There is strategic congruence of sales targets, marketing strategy and the overarching organizational strategic direction of profitable growth. 3.1 Sales volume * Achieve a minimum 4% growth in new card sales, initiated by branch staff in the retail market before 2012 / 2013 end of financial year. * Achieve a minimum of 3% growth in new card sales from remaining retail distribution channels (phone and online) before 2012 / 2013 end of financial year. * Increase corporate card sales by 5% in 2012 / 2013 financial year. * Migrate 20% of existing non awards corporate customers to the new product by December 2014. * Increase transaction volume of credit card book by 15% this financial year. 3.2 Market Share * Increase retail market share from 32% to 37% in the 2012 / 2013 financial year. * Increase corporate market share from 12% to 17% in the 2012 / 2013 financial year. * Decrease customer attrition rate by 15% across both sectors by the end of the 2012/2013 financial year. 3.3 Profit * Additional $364 million in lending fees collected in late payment and annual fees across from the retail sector. * Additional $453 million in lending fees collected from corporate clients in late payment fees, annual fees and customer maintenance fees. * Increase credit card interest earnings assets from 12.71% yield to 20.00% yield, both sectors combined. 3.4 Break Even Analysis The break even analysis indicates that 500 new cards must be sold across each segment every month to break even. As staffs become more experienced in selling the product and the consumer more familiar, the costs should decrease in line with the experience (Kotler, 2008) curve. Less money will be spent on training employees and advertising. Fewer products will need to be sold in order to break even. 4.0 Marketing segmentation and positioning Both the corporate and retail markets have been divided into segments. Niche marketing was considered due to the specificity of the Community Card however, CBA is prepared to take an educated risk by marketing to a wider group as, internal research indicates, it has a large credit card customer base with homogeneous preferences. â€Å"Aggregate enough minority tastes and you will often find a new market† (Anderson, 2006) 4.1 Corporate market segments * Heavy users and non- users of CBA’s current corporate card offering. * Organizations with a minimum of 50 employees and an annual turnover of a $500k minimum. * Primarily but not limited to white collar industries such as: advertising, human resource management, department stores, large scale hospitality clients (hotels) and travel agents * Organizations with highly centralised purchase decisions. * Companies seeking an edge on their competitors through improvement and / or diversification into social responsibility. * Not for profit organizations 4.2 Retail market segments * 35 – 49 and 50 – 64 year olds with a 54% clustering around the 50 – 64 age bracket. * Annual income in excess of $75k per annum. * Professionals, managers, executives and business people who are accomplished in their fields * People with a tertiary qualification. * Upper middle and upper class. * Native Australians (individually focused as opposed to collectively focused). * Culture orientated and socially aware. 4.3 Target markets People and businesses who want the freedom and flexibility a credit card provides, and have an emotional connection to making the world a better place, or a desire to improve their sustainability image. Corporate: * Corporate social responsibility * Flexible payment options * Ethical * Sustainable image * Community Retail: * Freedom * Flexibility * Social responsibility * Sustainability / give back * Ethical 4.4 Positioning CBA will position itself as Australia’s socially responsible financial services provider with a passion for community. A bank that understands the bigger picture. By being first to market with the new product, CBA signals that it is different from the other banks. It is a bank that is dedicated to offering both retail and business customers an alternative, an avenue to give back to their elected cause, NGO or community group. This position will be enhanced through training its 38,000 employees to act as ambassadors on the features and benefits of the Community Card. 5.0 Marketing strategy and the marketing mix 5.1 Marketing Strategy The first step in the marketing strategy is to make new and existing customers aware of the new product and how it will benefit the community. CBA’s message is that it is the ethical financial services provider, selling Australian’s the chance to give back to the community. The Bank plans to lead by example, offering the new product to its employees at a discounted rate. This will also allow for market testing and feedback. The Bank will communicate this message to its retail clients through local area marketing, television, radio and advertisements in selected newspapers that appeal to the target customer. The message for the corporate client is the same however; relationship managers will target potential clients through business development activities. 5.2 Product The product is to be sub-branded and operate on the MasterCard network. MasterCard is selected as it is accepted in 30 million locations worldwide, appealing to the target market’s desire for flexibility. With the acceptation of the awards programme, the new card has similar features and benefits to the existing suite of awards cards. According to the Innovation Bell Curve (Rogers, 1962), the familiarity of known features and benefits will assist in early adoption. The product will be popular with innovators. It is the first of its kind. 5.3 Pricing The pricing objective for the retail segment is maximum profits. The corporate pricing objective is maximum market share, as previously mentioned CBA only holds 12 percent of the market. Mark up pricing will be used in both the retail and corporate markets. The new product is exclusive as it is the first of its kind, distinctive and there are no readily available substitutes. These factors make both markets less price sensitive. The Bank has selected a high value strategy for the retail market. The annual fee for the card will be $65.00. This fee represents the midpoint in the total cards market. The debit interest rate on the card will be set at 21.59 percent per annum, slightly higher than the total cards market average. Retail customers will view this price as good for them and good for the community. CBA will also use a high value strategy for its corporate clients. The fee structure will differ slightly from retail as it includes a $130.00 annual fee and a $15.00 additional card fee per employee. The debit rate of interest remains the same as the retail card. This will prevent corporate clients from using their personal credit cards to save money on purchases. 5.4 Place CBA’s current distribution channels have significant competitive advantage in the banking marketplace. The bank has more branches; ATM’s and calls centers than any other bank. The website www.commbank.com was recently voted the most visited website in Australia in a report published by Neilson Consulting (AC Neilson, 2012). Given the age demographics of the target market, CBA will leverage off its staff in branches and relationship managers by using a direct to customer distribution model. This provides the opportunity for potential and existing customers to ask questions and clarify any areas of interest. CBA feels this is important to the target market. The Bank’s website is to be updated with a quick fact sheet on the new card, an award points calculator, information detailing the work of the eligible NGO’s and charities, and frequently asked questions. Call center staff are to receive specific training. Upon approval, clients are expected to receive their card within five working days. 5.5 Promotion CBA will reach both target audiences through online advertising on the CommBank website, radio advertisements, and television and newspaper advertisements. Some mass marketing will be used to target corporate customers through direct mail outs. The end of financial year is an important time for promotion in both market segments. In retail, 30 June is when people do their tax returns and claim back deductions for gifts and donations. For corporate clients, the new financial year represents a clean slate and the opportunity to pursue different ideas for the business. When promoting the new Community Credit Card, the Bank will position itself as being unique, ethical, flexible and fair. 6.0 References AC Neilson. (2012, January 15). Most Visited Websites. Sydney, NSW, Australia. Anderson, C. (2006). The Long Tail. New York: Hyperion. Australian Taxation Office. (2012). 2012 Taxation Statistics. Australian Taxation Office. Forbes Magazine. (2010). World Leading Compaines. Austrade. Givewell. (2010). Givewell Statistics. Retrieved october 06, 2012, from Givewell: http://www.givewell.com.au/statistics.asp James, C. (2012). CommSec Economic Insights. Commsec. Kotler, P. (2008). Marketing Management An Asian Perspective. Jurong: Prentice Hall. Kramer, M. P. (2006). Strategy and Society. Harvard Business Review. Reserve Bank Australia. (2012). Bulletin. Reserve Bank. Rogers, E. (1962). Diffusion of Innovations. United Kingdom : Simon & Schuster International .

Friday, November 8, 2019

Big five personality dimensions

Big five personality dimensions Personality of individuals has been described using many theories in the past years. However, today the big five model of personality has been adopted and is widely used by many people.Advertising We will write a custom essay sample on Big five personality dimensions specifically for you for only $16.05 $11/page Learn More As cited in Hofstee (2003), research in many cultures on personality traits has found the five dimensions of the model present (Nevid, 2009). The big five model dimensions are urgency, agreeableness, adjustment, conscientiousness and openness to experience. This article will evaluate this model as used by one of the world leading managers Donald Trump. Urgency is also referred to as extroversion in the model. It is a character trait exhibited by extroverts. According to Nevid (2010), extroverts are people who are friendly, cheerful, tolerant, sympathetic outgoing and enthusiastic. This personality dimension â€Å"captures ones comfort lev el with relationships† as said by Robbins (2009). As a leader, Donald trump is said to be a very competitive person who creates an environmentally competitive surrounding for his employees in the workplace (Ramanaidu et al., 2010). This dimension is strongly used by Donald Trump especially in his show â€Å"The Apprentice† where a strongly extroverted trait is dominant through creating a strongly competitive environment for the contestants. Also as an extrovert, he promotes public events and initiatives like competitions by encouraging participants to strongly contribute. Agreeableness is the second dimension of the model. According to Robbins (2009), it is the tendency of an individual to yield to other people’s opinions. Therefore, this dimension explains how individuals respond to other people’s views. When an individual conforms easily, he is said to be agreeable. According to Nevid (2010), individuals strong in this dimension tend to be sensitive, coo perative with others, sympathetic, confident with others and are concerned with the feelings of other people. As suggested by Ramanaidu et al. (2010), Donald Trump has a low degree of agreeableness that demands detailed statements and proves of concepts before making any confirmations and acknowledgements. He particularly insists on performance measures using goals.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Conscientiousness is the third dimension of the model. Robbins (2009) states it â€Å"is a measure of reliability† (p 94). People who exhibit this are meditative, organized, pay attention to detail, ethical, ambitious, time conscious and reliable. Using this dimension, as suggested by Ramanaidu et al. (2010), Donald Trump is an optimistic and self confident person who used this dimension to build his Trump International Hotel. As an example, Trump is dependable in his directions and vision and despite obstacles, is centered on goal achievement. As a manager, Donald Trump is said to be strong in this dimension since he says that one should do what it takes to achieve his or her goals lawfully without shortcuts (Ramanaidu et al., 2010). The fourth dimension is adjustment which is also referred to as emotional stability or neuroticism. According to Robbins (2009), it is â€Å"a person’s ability to withstand stress† (94). These people are self confident, secure and they are tranquil. Ramanaidu et al. (2010) suggest that as a manager, Donald Trump is emotionally stable especially during contentious discussions where he concentrates on the end achievements. In his opinion, he is strong in calming his nerves during many situations. The last dimension is openness to experience. According to Robbins (2009), it relates to how people are open to change through accepting new thoughts and concepts. In this dimension, the individual traits ar e curiosity, imaginative, creative and sensitive to art (Robbins, 2009). Ramanaidu et al. (2010) suggest that Donald Trump is a strong person in openness to experiences throughout his career. This is seen through his many business ventures where he learns from the past and focuses on the present (Ramanaidu et al., 2010). References Nevid, J.S. (2010). Essentials of Psychology: Concepts and Applications. Wadsworth: Cengage Learning. Ramanaidu, M.N., Zain, S.M., Nor, N.A.M. Noor, N.D.M. (2010). Leadership (Donald Trump). Sintok, Kedah, Malaysia: Universiti Utara Malaysia Graduate School of Business. Retrieved from https://scribd.com/doc/71157576/Leadership-DonaldTrump-0920-Report-2Advertising We will write a custom essay sample on Big five personality dimensions specifically for you for only $16.05 $11/page Learn More Robbins, S.P. (2009). Organizational Behaviour: Global and Southern African Perspectives. South Africa: Pearson Education.

Wednesday, November 6, 2019

A Path to Forgiveness Student Loans Professor Ramos Blog

A Path to Forgiveness Student Loans When I was younger I met a guy that was about 4 years older then me, his name was Johnathan. We called him Jonny for short. Jonny worked with me at a â€Å"dead end† job, I eventually befriended him and learned his story. Here is his story. Jonny came from a middle-class family in Redlands. He attended Cal State San Bernardino, where he had to get many student loans in order to attend classes every semester and get his degree. He graduated with a bachelor’s in English and $55,000 in debt. Jonny was a very smart guy, but he just could not find a job that would pay him more then the $14.00 an hour he was making now. So eventually his 6-month grace period ended, and he had to start paying his student loans back, soon he started to fall behind on his other financial responsibilities because he had to pay his student loans. He had to move back in with his parents, almost lost his car and in the end his credit score was hit very hard. This was 3 years before I met Jonny. Now at this point Jonny has given up with trying to get a good job and has become as alcoholic due to financial stress which led to depression. Is there really what we want the bright minds of our society to fall into if they can’t afford to pay back student loans? If we forgive student loans, real life tragedies like Jonny would never happen. Student loans are a blessing for many people who would not be able to afford to go to college. They provide financial backing for these people to go to college without having to constantly stress on the thought â€Å"will I have enough money to register for classes next semester?† Student loans come in two forms subsidized and unsubsidized. The former does not accrue interest while the student is attending school. The later does accrue intertest while the student is in school. â€Å"The average student loan debt after graduation is $37,000.† (Gang 4) Imagine yourself just graduating college, what a joyous day! Now you start to think â€Å"I have a degree but roughly $37,000.00 in debt I have to pay back.† I know what you’re thinking $37,000.00 doesn’t sound so bad, but don’t forget the interest which is anywhere from 1-20% on the original amount borrowed. So back to imagining yourself after you graduated, wouldn’t it be nice to only ha ve to pay back some or even none of your student loan? Well, there is, and these programs are known as student loan forgiveness programs to help you with getting rid of your student loans. So, let me show you why we should forgive student loans. As a society we all benefit from people going to college and getting degrees, education helps us move society into the future. Most people do not want to be in debt and student loan debt â€Å"is now the second largest debt balance after mortgage indebtedness.† (McCarthy 1) Overtime people have come up with â€Å"forgiveness programs† for student loans. There are multiple types of programs available. Most of them do not completely pay off your student loans but can cut them down drastically. These programs are a huge incentive for people who want to go to college but must rely on student loans. Let’s talk about the effect of debt, and not just the obvious that you owe money that you sometimes can not pay. Debt has many psychological effects on people. The effects include but are not limited to â€Å"depression and high stress levels† (Chou) These psychological effects can majorly impact college graduates, especially newly grads. Imagine trying to find a job while being stressed out about being many thousands of dollars in debt. It will distract you from being able to completely focus. Now imagine that your going to become a teacher, public servant, doctor or joining the military. If you are going into one of these fields, you can get most of your student loan dismissed. Most of these programs do however require you to work for a minimum amount of time or a make a minimum amount of payments. President Trump has already made changes to student loans and their forgiveness programs. Most of these changes are very beneficially for students, Trump feels that the government should not profit from student loans but does not completely agree with student loan forgiveness. Previously if a portion or all your student loan was â€Å"forgiven† then it would be considered taxable income. For example, when you went to go do your taxes if you made $60,000 from your job and you had $40,000 in student loan forgiven your taxable income would be $100,000. This could leave people with tax debt, what is the point of losing your student loan debt, just to gain tax debt? In the passed bill H.R-1 it states â€Å"(Sec. 11031) This section temporarily modifies the exclusion of student loan discharges from gross income to exclude from gross income certain discharges on account of the death or total and permanent disability of the student.† (U.S. Congress) Before this bill was passed if a student was permanently disabled the student would still owe his student loan debt. If a student were to die, his family would inherit their debt. This bill has eliminated permanently disabled or dead students owing their student loans. Another program that Trump improved to help with student loans is the Public Service Loan Forgiveness Program. This program has long been in place but was in danger of being thrown out. As a temporary measure Trump has extended the Public Service Loan Forgiveness Program. â€Å"The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.† (Public Student Loan Forgiveness) I have shown you many facts about student loans and the negative impacts they can have before and after college. It can cause extra stress on top of the already stressful life’s we have that can easily turn into depression as you seen in Johnny’s story. I feel that as a society we can forgive student loans because the people who graduate college are very important to our society. If we did not have higher education, we would be a society filled with unintellectual people. So maybe next time a bill or law comes our way to help forgiveness of student loans. Think about all the negative effects of student loans and vote to help forgive student loans. WORKS CITED Chou, Eileen Y., et al. â€Å"Economic Insecurity Increases Physical Pain.† Psychological Science, vol. 27, no. 4, Apr. 2016, pp. 443–454, doi:10.1177/0956797615625640. Gang, Liang. â€Å"Institutional Factors Influencing International Student Graduation Rates and Debt† 24 August 2018, https://etd.auburn.edu/handle/10415/6339. Accessed 28 October 2018. McCarthy, Irene N., and Benjamin Rue Silliman. â€Å"An Earned Student Loan Repayment Program: A Tax Policy Proposal.† Journal of Business Accounting, vol. 8, no. 1, Fall 2015, pp. 27–50. EBSCOhost, search.ebscohost.com/login.aspx?direct=truedb=bshAN=112921358site=ehost-live. â€Å"Public Student Loan Forgiveness† https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service Accessed 28 October 2018. PR Newswire. â€Å"Subsidized Versus Unsubsidized Federal Student Loans What’s the Difference? Ameritech Financial Offers Clarity.† PR Newswire US, 9 May 2018. EBSCOhost, search.ebscohost.com/login.aspx?direct=truedb=bwhAN=201805090800PR.NEWS.USPR.NY90626site=ehost-live. United States Congress. â€Å"H.R.1 - 115th Congress (2017-2018)† 22 December, 2017 https://www.congress.gov/bill/115th-congress/house-bill/1

Monday, November 4, 2019

Design a compnt IP network and equipment need, and subnet ip using Case Study

Design a compnt IP network and equipment need, and subnet ip using vlsm - Case Study Example The requirement and the budget are large since they depend on the large number of employees in every office. Requirement and Cost The project will require Web Development Company (WDC) to provide a list of items in two categories, hardware and software. The software includes original licensed applications and programs. The hardware in this context includes high quality workstation terminals. The Web Development Company (WDC) will require server systems with capacity for data storage and high-speed processor for the purpose of high performance. In the market, the cost depends on the decisions of the vendor. The budget of the project will be determined by the average costs after doing detailed market survey. The budget is as shown below: ITEM NUMBER PRICE FOR ONE ITEM TOTAL COST       US $ US $ Workstation 200 1500 300,000 Windows Server 7 1800 12,600 Unix Server 7 42000 294,000 Color Printer 100 300 30,000 Color Printers (High Volume) 7 500 3,500 Switch 7 300 2,100 Router 5 350 1, 750 Windows XP SP 3 200 100 20,000 Linux Red Hat  Release 3 7 18000 126,000 Windows Server 2012 8 500 4,000 Patch channel 5 300 1,500 NOD 32 Internet Security Antivirus 10 200 2,000 Firewall system 1 200 200 Installation Costs 1 150000 150,000 Total       947,650 The budget is within the provision of US $ 1,000,000, which the Web Development Company has set aside for the project. ... The IP address range applies to all hosts within the network. In the process of allocation of addresses, there has to be an allowance for enough IP addresses to enable the network to expand as the Web Design Company desires for the future. Each branch will have to provide additional host together with a new hosts whenever a new branch is being established. At the same time, each new branch will require point-to-point addresses. The architecture and the topology have to be designed in such a way that they support the mobile workers since they communicate through the Virtual Private Network (VPN) connections (Moussavi, 2011, p.56). Further to that, there is need to have additional IP addresses allocated to the other components of the network, for example, network photocopiers, scanners and printers. In every department, the average number of employees who will require using the printers, scanners and cameras is about 50. A minimum of one printer is required for every 50 employees in a department. Alternatively, the printers will be allocated to different web sites for each subnet. Some sites are extremely very small. It therefore means that they can only have one printer to serve the number of staff in that department. Such small sites include Hornsby and Penrith, which require just one printer and one photocopier. Some versions of photocopiers are of combined functions, having photocopier, with an inbuilt printer and scanner of high qualities. As required by the subnet naming, each printer and photocopier will get the last available number in the subnet range to which it belongs. Bandwidth Optimization Subnets will be used to separate the

Friday, November 1, 2019

REading Response Assignment Example | Topics and Well Written Essays - 250 words

REading Response - Assignment Example They assert that there should be an equitable assessment of both kinds of students. The article by National Association for the Education of Young Children (1995) is an accurate expression of the importance of roles of families and educators in providing linguistically and culturally diverse children with equal learning opportunities. Families must support educators in recognizing their children’s potential. As for Soleno-Flores and Trumbell (2003), I believe that it is very important for the educators to design such polices that give a bit flexibility to students whose first language is not English, so that they are tested fairly. They cannot be tested on equal grounds with students with English as primary language. I believe that the article by National Association for the Education of Young Children (1995) can be helpful for educators in building classroom communities where all children are encouraged to collaborate with each other while accepting each other’s linguistic and cultural background. A classroom community is a place where children from all backgrounds are encouraged to learn through collaboration and group-based learning. The recommendations presented by Soleno-Flores and Trumbell (2003) can be very helpful for second language learners. Classrooms where diverse population is present, educators can make use of these recommendations to cater to their students’ individual needs. National Association for the Education of Young Children. (1995). Responding to Linguistic and Cultural Diversity: Recommendations for Effective Early Childhood Education. Retrieved March 12, 2014, from https://www.naeyc.org/files/naeyc/file/positions/PSDIV98.PDFhttps://www.naeyc.org/files/naeyc/file/positions/PSDIV98.PDF Soleno-Flores, G., & Trumbell, E. (2003). Examining language in context: The need for new research and practice paradigms in the testing of English-language learners. Educational Researcher, 32(2),